EU citizens: In Estonia you will be entitled to the same social welfare benefits as the residents of Estonia. You should obtain a European Health Insurance Card (EHIC) or a substitute certificate from the social service authorities in your own country before arriving in Estonia.
NB! EHIC is not an alternative to travel insurance!
• any cost relating to your medical treatment as a result of illness or injury during the period of validity of the residence permit will be met by your insurance.
Please find more information about medical insurance and care here.
Basic health insurance is now for free for all students registered in a French higher education institution.
CNSMD Lyon students can apply through this website after be officially registered (September of Year 1)
You can get a mutual complementary health insurance meant for students (to be paid each month or at the beginning of the academic year).
European students do not have to complete any process if they have a European Health Insurance Card. They can use it to have access to medical care in France.
Civil Liability Insurance (compulsory for everyone)
This mandatory insurance, which is personal to each student, must cover the entire academic year. The student has to prove that they have subscribed to personal injury and third party liability coverages. You should check that you have this document, either through your parents’ insurance company (multi-risk household insurance policy) or with your student mutual insurance company. The document should confirm that you are covered by the insurance when engaged in activities connected with studies. When you enroll you will need to provide a copy of this document. CNSMD Lyon students may get cheap offers for that from the same provider as mutual complementary insurance for students.
Main student Mutual Insurance Companies:
L.M.D.E. – La Mutuelle des Etudiants Correspondence: www.lmde.fr
S.M.E.R.R.A – Société Mutualiste des Etudiants de la Région: smerra.fr
Once you have been accepted, you will need to submit, in addition to your application for enrollment, proof of health insurance coverage. Please contact the responsible health insurance agency for proper documents. State health insurance agencies provide the following information to all applicants:
• You are exempt from an insurance obligation, e.g. because you are insured through a private agency (all state agencies can issue a statement to this effect).
The BeSI (Counselling Centre for Social & International Affairs) will provide further advice to all social topics, especially insurance and health care.